Citigroup is a major global financial institution formed by the merger of Citicorp and Travelers Group in 1998. It's one of the largest banking institutions in the [[United States of America (USA)]] and operates in over 160 countries and jurisdictions. Citigroup provides a wide range of financial services, including consumer banking, credit cards, corporate and investment banking, wealth management, and securities services, to individuals, corporations, governments, and institutions.